Legal infrastructure for private credit | Credibur & Paxa

As a fintech platform, anyone who mediates between alternative lenders and institutional investors faces complex legal and regulatory requirements.

For Credibur, this raised three key questions:

How can a robust standard contract be drawn up for various variants of the software product that scales as the platform grows?

How are processes and contracts designed to comply with applicable regulatory requirements?

How can extensive structured financing agreements be reviewed — and at the same time ensure that the product meets all obligations laid down there?

Clarifying these questions was a prerequisite for scaling the platform.

Paxa assisted Credibur in establishing the legal basis in three areas:

1. Standard contract

Paxa developed a structured standard set of contracts for the various variants of the software product: scalable, consistent and tailored to the requirements of the platform.

2. Regulatory compliance

Processes and contracts were systematically checked for compliance with relevant regulatory requirements and drafted accordingly.

3. Financing contracts

Paxa accompanied the review of extensive structured financing contracts and, in parallel, checked whether the product met all contractual obligations specified there.

With clearly defined legal structures, Credibur can operate its platform with legal certainty and further scale it.

• A robust standard contract that covers the various variants of the software product and scales as the platform grows.
• processes and contracts in accordance with applicable regulatory requirements.
• Clarity about the fulfilment of all contractual obligations arising from structured financing contracts.